Carolynn’s Blog

I tried official Massachusetts “Health Insurance Connector” and didn’t see any Health Savings Account Plans (HSA) represented.  HSA plans have high deductibles that must be met before the insurance kicks in, they tend to offer lower premiums and all the plans I’ve seen are PPO plans.

If you do a search for Health Savings Accounts + Massachusetts a number of plans do come up.  When I compared premiums to what is offered at the Health official “Health Insurance Connector”, sure enough…they were lower.

If you’re in Massachusetts (or anywhere else) consider getting a high deductible health plan (HDHP) compatible with an HSA.

How much would you pay for health insurance if it were required by law?  Who knows.  The plan in Massachusetts is supposedly breaking the bank (i.e., its going to get a lot more expensive very soon!)  But its hard to say WHY its breaking the bank.

I.e., stringent rules that prevent nurses from providing care, or midwives from delivering babies,  weird rules that make payments for “therapeutics touch” mandatory, as many as 10 trials of artificial insemination?

I notice they don’t seem to have High Deductible / HSA compatible health plans either.  Can that be right?

Anyway, you can see how much health insurance  costs someone like you in Massachusetts for now.

UPDATE:  There are plenty of Health Savings Account Compatible Plans offered in Massachusets.  Just not through the official Mass health insurance finder linked above.