Interesting Article from the Kansas Star.
I DO NOT favor expanding Medicare (I favor shrinking it)…but I do agree with this statement:
Insurance, as usually defined, is the creation of a pool of people to spread out risk…Health insurance is no longer insurance against risk but rather has come to include pre-paid health care with coverage for routine maintenance and preventive health care….These costs are regular and predictable…not the kind of costs one should buy insurance for.
I believe high deductibles for health insurance are a good thing.
But then he goes on to say this:
And it will be difficult to eliminate our American employer based insurance system with a different system because the insurance companies know the alternative: a single payer system.
The alternative to an employer based system IS NOT a single payer system. Just ask the Swiss. We can separate health insurance from employment.